International Tradesman

A survey has revealed that apathy is leaving nearly 20million UK adults in financial jeopardy because they don’t have any form of life insurance or income protection.

The key findings showed that over half of the UK is walking a financial tightrope with the most glaring statistics demonstrating:

• more than 37% say life insurance is on their ‘to do’ list or that they haven’t thought about it

• one in seven (15%) say they have made other provisions

• one in ten (10%) haven’t bothered because they have no dependents and feel no need for a life insurance policy

• 9% say they don’t have it because they don’t have a mortgage to insure

• 3% of people say they haven’t taken out a policy because they don’t understand it.

Industry experts have expressed their cause for concern that many people are taking an ‘it won’t happen to me’ approach to life cover. Around 52% of UK adults have no life cover at all and the remainder are either underinsured or unsure about what type of cover they hold.

Working away? Late nights at the office? Is your laptop the only thing getting some action in the bedroom?! Well, firstly you need to slap yourself into shape and go and plonk a kiss on your partner’s face right away. Yes, now!

Oh – they’re not in the same room? In that case, sending ecards is the perfect way to show you care.

There are numerous e cards sites out there but from experience, you can’t fail to get back into his or her good books with a sweet, romantic ditty from www.ecards.co.uk

They’re quick, free e cards, and sure to put a smile on your partner’s face. And rather than working into the early hours, we’re pretty sure you’ll have more interesting things to do in bed tonight… so put that laptop away!

The invention of the Internet has brought about many changes in the way that we conduct our lives and our personal business. We can pay our bills online, shop online, bank online, and even date online!

We can even buy and sell stocks online. Traders love having the ability to look at their accounts whenever they want to, and brokers like having the ability to take orders over the Internet, as opposed to the telephone.

Most brokers and brokerage houses now offer online trading to their clients. Another great thing about trading online is that fees and commissions are often lower. While online trading is great, there are some drawbacks.

If you are new to investing, having the ability to actually speak with a broker can be quite beneficial. If you aren’t stock market savvy, online trading may be a dangerous thing for you. If this is the case, make sure that you learn as much as you can about trading stocks before you start trading online.

You should also be aware that you don’t have a computer with Internet access attached to you. You won’t always have the ability to get online to make a trade. You need to be sure that you can call and speak with a broker if this is the case, using the online broker. This is true whether you are an advanced trader or a beginner.

It is also a good idea to go with an online brokerage company that has been around for a while. You won’t find one that has been in business for fifty years of course, but you can find a company that has been in business that long and now offers online trading.

Again, online trading is a beautiful thing – but it isn’t for everyone. Think carefully before you decide to do your trading online, and make sure that you really know what you are doing!